I usually use my cricut to cut myself a template and then use 8x8 chipboard, bought from the NEC, and plain A4 card to make up the album pages. The rings also came from the NEC and work out at something daft like 25p each. I have seen similar albums online for around £10 but they only hold a small number of photos, and they are not as good (even if I do say so myself!!!)
This album is for my photos of 'Green Day' and was even simpler to make than the MCR one above. I again used my cricut 'Indie Art' cartridge to create a template and cut out the 2 chipboard covers and about 40 pages for the inside of the album. The covers were then coloured using a Tim Holtz distress ink (stormy sky) applied directly to the chipboard. The eyes and nose of the skull were cut from spare chipboard, inked to match the base, and then also inked with a 'platinum planet' brilliance inkpad and then attached with some Anita's pva glue.